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Internet Hacking

Minggu, 12 Juli 2009

By: Toki Tover

It’s obvious that if you don’t have a website then it’s going to be pretty tough to do business online. And I’m going to briefly tell you why the company provided website will never work to build you... by: Toki Tover


It’s obvious that if you don’t have a website then it’s going to be pretty tough to do business online. And I’m going to briefly tell you why the company provided website will never work to build your business online.

The company provided website is useful as a tool to educate your prospects once you have already captured their information and they are in your campaign. That’s about it. The reason why you need your own website is because you HAVE to position yourself as different from everyone else. Otherwise, what reasons do people have to join you?

Remember the reasons why people would join you in your business? How different are you if you go and enter your name in a form to get the same website everyone else and their uncle has? You’re not very different. Furthermore, those websites are not capture pages. They do not generate leads. Make no mistake, the most important thing to grow and expand your business is to constantly be generating new leads. Endless leads means endless business growth. When you discover how you can create endless leads at will, you created a system that will produce you endless money at will.

Hands down, that is the essence of what network marketing is about. It’s all about the leads. So the reason why most company specific pages don’t work is because:

1. They are terrible at generating leads. They have poor lead conversion rates.

2. They are mass duplicated systems, meaning everyone knows they are basically going to get the same thing. They are going to opt in and get the same boring emails about the company’s financial history, the market trends, and the same stuff they hear from every other company.

3. The auto responder system set up on those pages will not suffice to do the job we need to get done. Plus the page is not capturing leads anyway, and I would never spend my hard earned money to send people to my website if the website was only a fraction as productive as one I could build myself.

Hence the reason you need to create your own website.

Now there are two different versions of websites that you can create for our purposes of capturing leads on the internet. I am going to cover them both and tell you what situations you want to use them both in.

1. A squeeze page. A squeeze page is a website that is 100% created with the purpose of doing nothing other then capturing a lead. It is meant to squeeze a person’s information in the quickest and most effective way possible. Squeeze pages are well oiled funnels that lead a person directly to the desired action you want them to take. In this case, it is leaving their contact information in exchange for the information they want from you.

2. A content page. A content page is more like your typical full blown website. A content page is generally less productive at converting leads, but very useful for many reasons none the less. In particular when it comes to generating a certain type of traffic which I will be talking about later on. Not only that but you can load your content page with all sorts of ways to capture people’s emails and generate opt ins. Once you have the traffic…the possibilities are endless.

In order to do internet network marketing successful I suggest you personally create both of these different types of websites. Your priority however, is absolutely on a squeeze page.

If you just had a squeeze page, you could still get by A LOT better, but a full blown content website comes in very handy on the back end of your campaign. A content website is essential for one other task, and that is Search Engine Optimization. Search Engine Optimization is a term that stands for your website being ranked highly in the major search engines. Since search engines are getting very competitive now a days, the only way sites get ranked very highly at all is by having LOTS of relevant and targeted information.

A squeeze page would never do it. So if you want to take total advantage of the internet to build a network marketing organization, I recommend tackling both of these website projects and utilizing all of it to its fullest potential.
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Optimising Your Weekend Carp Fishing For Big Fish Success!

By: Tim Richardson
Most of us can only go carp fishing at weekends so we have to maximise our valuble time to get the best catches possible! But if your goal is to catch big carp very consistently for outstanding outst... by: Tim Richardson

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Most of us can only go carp fishing at weekends so we have to maximise our valuble time to get the best catches possible! But if your goal is to catch big carp very consistently for outstanding outstanding big carp results there are vital things you can do to ensure you truly have far better chances of success; so why not read on and exploit these for yourself!

Doing your homework in advance of visits on waters is of vital importance; verify that the fish you want really are present in a water and not claims from fishery owners or just fanciful myths! (Some of the funniest disasters in fishing result from not doing vital homework!) I remember fishing one river in Yorkshire years ago where it was claimed to contain salmon. Under a bridge I found what I thought appeared to be part of a big tail moving in the current occasionally. Upon wading out to investigate further I got cut by metal on the bottom and discovered that what I could see what just a flapping length of old plastic and that the river was one rated as among the worst polluted rivers in Europe!

You may notice from your research that the bigger fish in a lake come from certain areas or spots in particular swims in certain months or weeks of the year; so why not gear up your fishing and baiting approaches to exploit this!

When fishing commercial waters for example, pre-book your swim if at all possible; this totally removes the inevitable stress of trying to battle through traffic to get to a fishery in time to get a more productive swim!

Why not get into the habit of fishing lakes in your mind while you are not there! Using creative imagination is extremely valuable and will help you to read waters better - and to fish them more appropriately! (This is one of my own hidden secrets of success.) Examples of this are noticing every day which direction the wind is in and what the temperatures and pressure are doing, (rising or falling,) and how all this may determine where fish might be in a swim if no angler and lines are present.

This procedure can be done for multiple lakes and multiple swims simultaneously for any weather at and time of year. Visualisation will really give you a big edge - putting you ahead of fish behaviours to come and ahead of competing anglers in many ways! An intriquing example is considering what happens if an angler is present in any particular swim and how fish might behave in more artificial ways in response to his lines, baiting and actual detected presence, in contrast to if the swim was vacant (or appeared to be vacant!)

Mid-week visits to waters are extremely useful to see where fish are, where they are getting caught, how they behave (with possibly less angling pressure and less bait,) and where angling baits are going in etc. All this helps you in your weekend fishing if you can exploit all these and more; superior intelligence wins wars!

Visiting lakes mid-week to see how fish are responding in the swim you fished at the weekend is very valuable in building up a bigger picture of how your lines baits and presence affect the fish say compared to other anglers fishing the same swim mid-week. Although very many carp lakes are getting much busier during the mid-week period, there may well be differences between how fish behave and feed and where they feed at weekends compared to the mid-week.

On many very highly pressured waters it is often the case that fish will clear up beds of bait left un-eaten from weekend anglers. It is very likely you will see this in action on your mid-week visits, so one thing you can do is actually do a short mid-week trip to exploit this behaviour and even pre-bait your swim while fishing at the weekend deliberately to exploit the swim mid-week.

You can often exploit the baiting of other weekend anglers mid-week; just fishing using a single bait approach can produce big fish feeding more confidently on old washed-out baits.

Fishing weekends using washed-out baits is a great trick for wary fish if you have the confidence to try it.

Fishing un-favoured swims at weekends can produce some of the biggest fish as they try to avoid the pressure put on them by anglers in popular swims!

Fishing for line bites and just one fish at a time in a match fishing style of fishing can really pay off in contrast to putting in kilograms of pellets and boilies and just sitting on it; do not copy the use of baits the crowd is using; you can always keep ahead by doing this, or alternatively (with more bait knowledge,) why not top the dominant bait on a water!

Float fishing and fishing mid-water and very close to snags (responsibly of course) is often very productive compared to the lazy 3 rod static approach! Actually determining to work exceptionally hard for your fish can really work and such a level of intense focus is rare among typical weekend carp anglers!

Thinking like a fish instead of an angler is a huge advantage; so do your homework on carp in as much detail as possible so you truly can do this. For instance, I now know what bait substances at what levels impact fish in very varied ways instantly and over a period of time so I can exploit all kinds of baits to maximum effect (and many of mine can be made instantly on the bank.)

You can fish lightening sessions of just a few hours in the evening purely to get back in touch with a water, see where fish are, what they are up to and to keep bait going in preparation for your weekend fishing. Ironically enough sometimes these sessions produce more big fish than fishing an entire weekend probably because you are far more focused than when settling into a swim for many hours were laziness can set in.

Your fish observations and thinking in advance of fishing including keeping an eye on future weather patterns and forecasts including historical patterns of weather and moon stages related to catches on a water are very valuable to future potential catches in terms of fishing timing, winds in terms of swim choices etc.

Look out for changes of weather as the week end progresses. You only need the fish passing through your swim even for a few minutes to intercept your target fish and this might mean choosing an unpopular swim and knowing something about this swim, the weather and fish movements that other anglers do not realise!

It might seem obvious but using as many rods as you are allowed often multiplies your chances of takes even if directly, but by the feedback you get from fishing that extra rod in another spot using a different bait, rig, etc. It can also give you fish information in terms of liners and other impacts such as the presence of a bait fished with a rod fished using a different line angle through the water and so on.

Fish as quietly and unobtrusively as possible; very many typical weekend carp anglers treat the experience like a trip down the pub and all this involves much reduces their chances compared to anglers who really focus on catching carp! All their re-casting, spodding of bait, plumbing of swims and general disruption of swims in so many ways including simply moving about in a swim or using bright head torches certainly alert fish to their presence and in many waters this is enough to turn fish off for the weekend in that area!

Why not try different baiting patterns to ones most people use. I find broadcasting baits widely is a good method where bait boats or tight bundles of bait in PVA net stockings appear to be the standard approach.

Getting to know your water better than normal weekend anglers will really put you permanently ahead; doing all your feature-finding, plumbing and even baiting-up during the week as opposed to when you are actually fishing really makes such a difference to the reactions of fish in your swim. Where very wary fish are concerned, being able to simply arrive and cast out with pre-clipped-up lines to spots you know intimately from your previous mid-week work is invaluble and your results can leave less aware weekend carp anglers puzzled and amazed!

Bait is one of the most important keys to weekend fishing and how you use it is a vital aspect you really need to think about in advance. I aim to be as different as possible and use my own homemade baits and ground baits. Bigger fish often fall for completely new baits simply because they are different and have less reason to be feared than established popular readymade baits.

My own cheap often complex homemade baits have caught me loads of thirties and forties including a 46 and a 48 pound fish (in the UK.) In fact these were fished against the best much more expensive readymade baits that Baitcraft, Mainline, Essential Baits, Nutrabaits and Nashbaits for instance can offer. (To do this yourself see my unique bait secrets website Baitbigfish or biography for more information right now!)

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Two-Way Firewalls Complete Windows Vista's Security Features

By: Vithal Pai
Why is a firewall important? Firewalls provide high-quality security towards the network traffic of internet, network, and user data that is unsafe for your PC. Firewalls introduced a sense of secur... by: Vithal Pai

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Why is a firewall important?

Firewalls provide high-quality security towards the network traffic of internet, network, and user data that is unsafe for your PC. Firewalls introduced a sense of security for users compared to previous versions of Windows operating systems. The lack of protection caused many users to use third party firewalls for protection. Microsoft's response to this was released in Windows XP for a custom built-in firewall for their operating system (OS). Many people rejoiced because of this innovative protection towards spyware, adware, and other unwanted data that could harm your investment.

Microsoft's new release of Windows Vista introduces a new, full-fledge security pack that harnesses the power to protect PCs from unwanted data. The alliance with Longhorm servers helped produce a two wall firewall in Windows XP Service Pack 1 and Service Pack 2.

Control More Network Traffic

Administrators can control the flow of network traffic and applications while you use the internet. This protects users from potential network attacks of viruses or spyware through the system. The final version of Windows Vista is expected to have these additions, but it's currently in its testing phases for complete efficiency. This top-of-the-line security feature is expected to help manage the total traffic without stalling its performance.

The "Two-Way" firewall earned its reputation because it will block and filter in-coming and out-going network data. Administrators can control outgoing data as well to prevent the illegal access completed by most hackers online. Now, you can rest safely due to the firewall's ability to keep information in the network on a uniform style - if a certain VoIP system is installed, you can only use this VoIP service to keep unwanted sources out of the network.

Two-Way Firewall Features:

Windows Vista and Windows Server Longhorn have integrated the following features into their firewall for optimal protection. Some of the features include the following:

- Integrated internet protocol security settings and Firewall filtering.

- Microsoft Management Console Snap In for User Interface

- Filters both incoming and outcoming network traffic

- Custom configurations for IP Addresses, TCP (Transmission Control Protocol), Active Directory, directory service account and groups, Internet Control Message Protocol, IPV6 services, and UDP (User Datagram Protocol).

Firewall Configurations:

Windows Vista's Firewall's configurations are dependent on the network administrators' needs. If the network administrator creates a configurationt o block all traffic through specific ports, you can save hundreds or thousands of dollars in damage. The Firewall's default settings are to block all well-known ports used by viruses, spyware, and adware from specific IP addresses that contain vital data. Other default settings of the Firewall include:

-Block all incoming data, except specific exceptions that match an incoming criteria,

-Allow all outgoing data unless it matches an unauthorized criteria established by the network administrator.

If you're interested in configuring the Windows Vista firewall by using Firewall Item in the control panel. In order to reach advanced configurations, you have to use a Snap-in item called "Windows Firewall with Advanced Security". You have to add the Span-in in order to access through the MMC Console. Currently, there is no designated console available. These developments are said to be available before the release.

Another easy route to configure the firewall is with the command line. Enter the command nesh advfirewall context to access the configurations panel. The command line is not available in Windoes XP with SP1 and SP2 or Windows 2003 Server.

You cannot configure the new firewall for Group Policy because Windows XP with SP1 and SP2 and Windows 2003 Server will ignore the settings then use its old version of the firewall. Now, the Beta Version of Windows Vista does not have a defined rule for blocking or allowing network traffic in the Control Panel.

In configuring the Group Policy, go to Computer > Configuration > Windows Settings > Security Settings > Windows Firewall with Advanced Security in the Group Policy Editor Snap-in. The current Windows Firewall at ComputerConfigurationAdministrative TemplatesNetworkConnectionsWindowsFirewall.

New IPSec and Firewall based security features:

Security of one's IP address has reined in thousands of discussion boards online. Users have realized that IP addresses are used to identify personal computer systems with specific models, makes, and owners. Now, the need for IP Security and Firewalls has been tackled with Windows Vista Two-Way firewall. IPSec is a set of Internet standards that provides a higher level of protection from IP traffic; this is essential in file sharing software that require tapping into other IP's for important information.
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Rich Vs. Wealthy - An Explanation of the Difference Between Rich Vs. Wealthy

By: F Micheal Bridges
Over the last several months I’ve noticed quite a lot of chatter on the internet regarding the “differences” between being RICH vs. WEALTHY so I thought I’d weigh in with a few thoughts of my own esp... by: F Micheal Bridges

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Over the last several months I’ve noticed quite a lot of chatter on the internet regarding the “differences” between being RICH vs. WEALTHY so I thought I’d weigh in with a few thoughts of my own especially since I promote wealth building not building riches.

For the purposes of this article we will not be talking about emotional or spiritual wealth, though they are certainly important. Those are entirely different topics and warrant their own discussion.

So do you want to be rich or wealthy and is there really a difference? I must preference this discussion by stating that it is certainly better to be either of them than neither of them. With that said, we will first want to get a rough idea of what the two definitions mean so let’s pull out the old dictionary. “The Lexicon Webster Dictionary” defines “rich” as having abundant material possessions; well supplied; abounding; producing abundantly; productive; wealthy.

Well that didn’t really clarify the definition for me so let’s look up “wealthy”. The same dictionary defines “wealthy” as having wealth; affluent; opulent; ample; material possessions in all their variety; “a collective term for riches.” It appears that Mr. Webster didn’t have a firm grasp on the differences either.

OK, I guess the differences are in the “eye of the beholder” so to speak. So let’s try to define them ourselves. First think about being rich. Imagine that you wake up tomorrow, your wish was granted and you are now among the “newly rich”. What images immediately come to mind? Next take just a moment to jot down what being rich would mean to you. Would it mean a new car, bigger house, a boat, long vacations?

Now repeat these two steps but this time your genie was very good to you and “poof” now you wake up “wealthy”. Did you upgrade your list of material things? This time instead of thinking about a new car were you imaging a Ferrari, Bentley or Lamborghini? And the bigger house is now a mansion and the vacations are now on your yacht aren’t they?

Sustaining your riches makes you wealthy.

Now comes the most important question, the one that I believe really distinguishes the rich from wealthy. Was your wealth sustainable? Did you still see yourself on that yacht in your “golden” years? Wealth is sustainable. Wealth can endure for generations. Rather than working for their money wealthy people know how to make their money work for them.

Being Rich is a very good thing but when you stop working for the money you will eventually run out of it unless you have studied the “science” of making your money work for you. With the right investments your money can work for you 24 hours a day, 7 days per week. When you learn to make your money work harder for you than you work for it, you will be well on your way to becoming wealthy.

The Invest To Retire website promotes your wealth building education rather than an education in building riches. Riches can often be fleeting. As a familiar example, it is widely reported that 7 out of 10 lottery winners are bankrupt within a few short years after they win. Remember that all 10 were “rich” but 70% didn’t know how to stay that way. They didn’t understand or perhaps even care to learn how to turn their riches into long term wealth.

Let’s assume that the day before you woke up “rich” you were within the average of American households earning a salary of around $43,000 annually. Chances are that you may consider a $1,000,000 lottery jackpot as being rich. Would you quit your job?

In order to maintain your current average income of $43,000 per year, your $1 million jackpot would be depleted in 23 years. Remember, a majority of lottery winners are flat broke within a few years after winning. Assuming you did not change your lifestyle or spending habits, you’d have 23 years of “income” at the same level you’re used to.

Twenty three years may seem like a long time, but if you hit the jackpot in your early twenties, you’ll be out of money by age 50. Still thinking of quitting your job? Probably not.

So, what does it take to maintain the same $43,000 per year, allow you to quit your job, and still be able to keep $1 million for posterity? The simple answer is investing your windfall and earning compound interest on your investments. A modest 4.3% will keep you at your current income level (before taxes), allow you to quit your job and be able to maintain $1 million. The most important thing to remember is that the $1 million drives your interest earnings and you’ll never want to tap into that principal.

But, who wins the lottery and just wants to maintain their current lifestyle? I’m willing to bet its not you.

If you want to double your current income, quit your job and maintain that $1 million, you’ll have to earn a consistent 9% on your principal. Again, the difference between being rich and wealthy is sustainability. Without sustaining your principal, you’ll be rich but not wealthy and your riches will surely deplete to nothing.

Odds are that you won’t win the lottery or even inherit a large sum of money. No worries, though, you can still amass wealth starting with what you currently have.

Just like when you were a baby you had to crawl before you could walk, the same is true with investing. You will need to educate yourself about the basics of making investments that produce safe, secure, consistent returns, making your investments work for you. Remember the proverb: “Give a man a fish and you feed him for a day. Teach a man to fish and you feed him for a lifetime”. Nowhere does this hold truer than with building your wealth.

Even if you are not currently a high income earner you can become rich in a relatively short time if you actually implement investing strategies that produce high and consistent returns on your investments. And if you learn to mange your investments to make them work for you, you will be on your way to becoming wealthy.

Being rich is a function of how much you earn. Don’t confuse being rich with earning a high income but at the same time drowning in debt. Becoming rich requires the knowledge to make money or in some cases luck. Becoming wealthy requires the knowledge to use that money to make even more.

Recently I heard a straight forward definition of rich vs. wealthy that I like. It was defined as “a pro athlete is rich and the guy that signs his check (team owner) is wealthy”. I sort of think of Wealthy as Rich on steroids.
Read More..

Rich Vs. Wealthy - An Explanation of the Difference Between Rich Vs. Wealthy

By: F Micheal Bridges
Over the last several months I’ve noticed quite a lot of chatter on the internet regarding the “differences” between being RICH vs. WEALTHY so I thought I’d weigh in with a few thoughts of my own esp... by: F Micheal Bridges

i


Over the last several months I’ve noticed quite a lot of chatter on the internet regarding the “differences” between being RICH vs. WEALTHY so I thought I’d weigh in with a few thoughts of my own especially since I promote wealth building not building riches.

For the purposes of this article we will not be talking about emotional or spiritual wealth, though they are certainly important. Those are entirely different topics and warrant their own discussion.

So do you want to be rich or wealthy and is there really a difference? I must preference this discussion by stating that it is certainly better to be either of them than neither of them. With that said, we will first want to get a rough idea of what the two definitions mean so let’s pull out the old dictionary. “The Lexicon Webster Dictionary” defines “rich” as having abundant material possessions; well supplied; abounding; producing abundantly; productive; wealthy.

Well that didn’t really clarify the definition for me so let’s look up “wealthy”. The same dictionary defines “wealthy” as having wealth; affluent; opulent; ample; material possessions in all their variety; “a collective term for riches.” It appears that Mr. Webster didn’t have a firm grasp on the differences either.

OK, I guess the differences are in the “eye of the beholder” so to speak. So let’s try to define them ourselves. First think about being rich. Imagine that you wake up tomorrow, your wish was granted and you are now among the “newly rich”. What images immediately come to mind? Next take just a moment to jot down what being rich would mean to you. Would it mean a new car, bigger house, a boat, long vacations?

Now repeat these two steps but this time your genie was very good to you and “poof” now you wake up “wealthy”. Did you upgrade your list of material things? This time instead of thinking about a new car were you imaging a Ferrari, Bentley or Lamborghini? And the bigger house is now a mansion and the vacations are now on your yacht aren’t they?

Sustaining your riches makes you wealthy.

Now comes the most important question, the one that I believe really distinguishes the rich from wealthy. Was your wealth sustainable? Did you still see yourself on that yacht in your “golden” years? Wealth is sustainable. Wealth can endure for generations. Rather than working for their money wealthy people know how to make their money work for them.

Being Rich is a very good thing but when you stop working for the money you will eventually run out of it unless you have studied the “science” of making your money work for you. With the right investments your money can work for you 24 hours a day, 7 days per week. When you learn to make your money work harder for you than you work for it, you will be well on your way to becoming wealthy.

The Invest To Retire website promotes your wealth building education rather than an education in building riches. Riches can often be fleeting. As a familiar example, it is widely reported that 7 out of 10 lottery winners are bankrupt within a few short years after they win. Remember that all 10 were “rich” but 70% didn’t know how to stay that way. They didn’t understand or perhaps even care to learn how to turn their riches into long term wealth.

Let’s assume that the day before you woke up “rich” you were within the average of American households earning a salary of around $43,000 annually. Chances are that you may consider a $1,000,000 lottery jackpot as being rich. Would you quit your job?

In order to maintain your current average income of $43,000 per year, your $1 million jackpot would be depleted in 23 years. Remember, a majority of lottery winners are flat broke within a few years after winning. Assuming you did not change your lifestyle or spending habits, you’d have 23 years of “income” at the same level you’re used to.

Twenty three years may seem like a long time, but if you hit the jackpot in your early twenties, you’ll be out of money by age 50. Still thinking of quitting your job? Probably not.

So, what does it take to maintain the same $43,000 per year, allow you to quit your job, and still be able to keep $1 million for posterity? The simple answer is investing your windfall and earning compound interest on your investments. A modest 4.3% will keep you at your current income level (before taxes), allow you to quit your job and be able to maintain $1 million. The most important thing to remember is that the $1 million drives your interest earnings and you’ll never want to tap into that principal.

But, who wins the lottery and just wants to maintain their current lifestyle? I’m willing to bet its not you.

If you want to double your current income, quit your job and maintain that $1 million, you’ll have to earn a consistent 9% on your principal. Again, the difference between being rich and wealthy is sustainability. Without sustaining your principal, you’ll be rich but not wealthy and your riches will surely deplete to nothing.

Odds are that you won’t win the lottery or even inherit a large sum of money. No worries, though, you can still amass wealth starting with what you currently have.

Just like when you were a baby you had to crawl before you could walk, the same is true with investing. You will need to educate yourself about the basics of making investments that produce safe, secure, consistent returns, making your investments work for you. Remember the proverb: “Give a man a fish and you feed him for a day. Teach a man to fish and you feed him for a lifetime”. Nowhere does this hold truer than with building your wealth.

Even if you are not currently a high income earner you can become rich in a relatively short time if you actually implement investing strategies that produce high and consistent returns on your investments. And if you learn to mange your investments to make them work for you, you will be on your way to becoming wealthy.

Being rich is a function of how much you earn. Don’t confuse being rich with earning a high income but at the same time drowning in debt. Becoming rich requires the knowledge to make money or in some cases luck. Becoming wealthy requires the knowledge to use that money to make even more.

Recently I heard a straight forward definition of rich vs. wealthy that I like. It was defined as “a pro athlete is rich and the guy that signs his check (team owner) is wealthy”. I sort of think of Wealthy as Rich on steroids.
Read More..

Importance of Car Accident Insurance

By: Mark Dacanay
Car Accident Insurance companies as with any other insurance companies may deserve some of the bad reputation they are getting because they do look out for their own benefits like any other private c...Importance of Car Accident Insurance
by: Mark Dacanay

Car Accident Insurance companies as with any other insurance companies may deserve some of the bad reputation they are getting because they do look out for their own benefits like any other private companies in any industry.

However, they do fulfill an important role especially for people who own a car. Car accident insurance protects you financially from future liabilities.

They act as a safety blanket for your finances in case you get involved in a car accident.

Car accident insurance is a contract between you and the insurance company; you pay the insurance company now, they pay for your car expenses in the future.

Car Accident Insurance coverage

There are various types of car accident insurance ranging from required to optional plans. But before you choose any type of car accident insurance, the first thing you should do is check the type of coverage the plan offers.

Here are the basic types of car accident insurance coverage:

• Liability Coverage – This is required to all car owners in most states. This provides compensation for injuries and property damage caused to others. This includes medical expenses, loss of wages and pain and suffering.

Remember, this covers the expenses of the other people involved and not yours. In addition, you have to be the one at fault for the insurance company to pay.

• Personal Injury Protection – This is optional. It does not matter who is at fault, this covers the medical expenses of both you and your passenger for injuries you sustained after a car accident.

• Collision – Also optional, it covers the repairs needed for your car after a car accident.

Car Accident Insurance Rate Factors

Car Accident insurance rates vary from each case. There are different factors that affect the rates for each person.

Here is a list of some of the general factors that are used to determine car accident insurance rates:

• Age – According to statistics, drivers that are below 30 years old are more likely to be involved in a car accident than other age brackets. Therefore, car accident insurance rates for younger drivers are higher.

• Gender – Similar to age, statistics also show that men are more likely to be involved in a car accident than women. Therefore, men have higher car accident insurance rates than women.

• Type of Car – The more expensive the car is the higher the car accident insurance rate will be. Expensive car repairs are more expensive and it has the higher risk of being stolen.

• Location – Car accident insurance companies also consider your location as well. That is because the risk of car accidents increase in heavily populated areas.

• Driving Pattern – The more a car is driven, the higher the car accident insurance rate is.

What to do after a car accident?

Here is a guide of what you should do after a car accident:

• Call your insurance company as soon as possible. There may be a time limit on when you can inform the insurance company. Better be safe.

• Review the coverage given by your car accident insurance so that you know what to expect.

• Report the accident and get a copy of the police report.

• See a doctor and get yourself treated. Get a copy of your medical documents pertaining to your injuries.

• Do not release statements to insurance companies without a lawyer.

• Consult a personal injury lawyer to help you get the best out of car accident insurance companies.
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Sabtu, 20 Juni 2009

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Aug 24, '07 8:51 AM
for everyone
* Internet Cyclone
adalah software Internet Optimizer untuk Windows 95, 98, ME,NT, 2000 dan XP yang dirancang untuk secara otomatis mengoptimalkan Windows settings mu yang akan menaikkan tegangan koneksi Internet mu mempercepat sampai 200%. Internet Cyclone kompatibel dengan semua modem dan kecepatan tinggi LAN,ISDN, KABEL(TELEGRAM, DSL, T1 atau koneksi-koneksi lain. Menggunakan Software ini yang anda akan mendapatkan kecepatan Internet lebih cepat. Surfing, pen-download-an file, email, playingonline game-game, dan yang lainnya anda sungguh online akan lebih cepat. Software excellent ini untuk modem dial-up yang lambat seperti juga laju tinggi access connections. Software ini akan sangat berharga bagi anda ketika Anda melanjutkan untuk upgrade komputer dan koneksi-koneksi mu. Itu akan bekerja dengan all connections dan semua browser sehingga akan sangat bermanfaat di masa datang. Anda perlu menggunakan Internet Cyclone sebagai suatu REAL alternative daripada upgrade-upgrade yang mahal. Apa yang bisa Internet Cyclone persembahkan kepada anda ? Internet Cyclone mengoptimalkan pengaturan-pengaturan Windows mu secara otomatis atau anda dapat menyesuaikannye. Anda dapat mempercepat koneksi internet tanpa mengubah Hardware mu. Bekerja dengan semua Browsers. kompatibel dengan semua Modem dial-up dan kecepatan tinggi LAN, KABEL(TELEGRAM, DSL, DSL (PPPOE), T1 atau koneksi-koneksi lain. Angin puyuh Internet akan mempercepat surfing web, berjudi online, e-mail, bercakap-cakap dan konferensi video dan itu akan bahkan mempercepat download-download.

Download Di sini

* 1. Faster Internet Access
2. Faster download speeds
3. Faster web site browsing performance
4. Improve Internet and Intranet performance
5. Quicker data download times
6. Improved streaming music and movies
7. Faster download for songs and video
8. Faster performance with email
9. Better download speed for all data
10. Faster loading Web graphics
11. Speed test for Web site browsing
12. Speed test for general data transfer

* Software lainnya yang dapat membantu mempercepat internet anda dan menambah performance komputer anda

1. WinSpeedUp v2.8
http://rapidshare.com/files/29708045/WinSpeedU...
2. SpeedUpMyPC v3.5.2321.28
http://depositfiles.com/files/915811
3. DSL Speed 3.8
http://rapidshare.com/files/30071798/DSL_Speed...
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